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Auto Insurance

To legally drive, you need to maintain auto insurance. You risk fines and losing your driver’s license if you drive without it. Auto insurance can secure you financially in the event of an accident. At Jay Freeman Insurance Agency Inc. in Arkansas, we offer auto insurance with different coverage options that include but are not limited to:

Liability and property damage coverage

In the event of an accident where you are at fault, you will be held accountable for property damage and injuries caused by accident. This can have a huge financial impact on an individual. This coverage will pay for the injuries and the property damaged.

Comprehensive coverage

Comprehensive coverage will pay for damages to your vehicle except ones caused by collisions with other vehicles. It includes natural disasters like storm damage, ill human behavior like vandalism, and much more.

Collision coverage

This pays for damage to your car caused by a collision. The collision can be with another vehicle, a tree, house, or any stationary object.

Uninsured or underinsured motorist coverage

Uninsured coverage covers you when the driver who caused the accident is not insured. It will pay for the damage and injuries caused. A driver can cause an accident, and his insurance coverage is not enough to pay for the damages and injuries caused. Underinsured motorist coverage will pay if the driver at fault is not fully insured.

Personal injury protection or medical coverage

Liability coverage pays for injuries to other people. Personal injury protection will pay for your medical costs in the event of injuries sustained during an accident.

At Jay Freeman Insurance Agency Inc., we help our clients to acquire reliable auto insurance policies that meet their needs and lifestyle. If you live in Arkansas, visit or give us a call and we’ll be honored to help answer your questions and get you started. You can also get an online quote for auto or home insurance by using our online rating tool on our website.

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What’s Important when choosing an auto insurance policy?

  • Liability Insurance
  • Collision Insurance
  • Comprehensive Insurance
  • Uninsured Motorist Protection
  • Medical/Personal-Injury Protection
  • No-Fault Insurance
  • Gap Insurance
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